@Anonymous wrote:
I was wondering ya'lls experience with the late credit reporting after filing bk? I forgot iwas enrolled in Credit Wise through CapOne and it notified me that JCPenny JUST reported a 30day late, the 30 day late happened since I'm not paying them as I filed BK however all my accounts were current prior. In your experience which is quicker, calling them and be like NOPE you need to update this, or just wait and file disputes with the CBs?
I would call the creditor first.
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
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