Hey guys, last month I posted about NFCU making my $5000 secured card unsecured. This past month has been great!
NFCU product changed my nRewards to the Go Rewards Signature Visa with an increase of $3200. So I started with $5k secured nRewards, now it’s $8.2k unsecured Go Rewards V.S. in 8 months. Then Disco upgraded my card also from secured to unsecured. Discover won’t increase the limit yet, but no biggy!
What I did? Use the cards heavy every month, paid them off in full each. I will be honest, some month balances were still reporting on my report at 50% UTL but the bank had a record of me paying the cards off every month in full.
Just wanted to update for points. NFCU won’t give me a secured car Loan after Bk. But they don’t mind giving me an $8200 unsecured credit card. Lol *shrugs*
NFCU product changed my nRewards to the Go Rewards Signature Visa with an increase of $3200. So I started with $5k secured nRewards, now it’s $8.2k unsecured Go Rewards V.S. in 8 months. Then Disco upgraded my card also from secured to unsecured. Discover won’t increase the limit yet, but no biggy!
What I did? Use the cards heavy every month, paid them off in full each. I will be honest, some month balances were still reporting on my report at 50% UTL but the bank had a record of me paying the cards off every month in full.
Just wanted to update for points. NFCU won’t give me a secured car Loan after Bk. But they don’t mind giving me an $8200 unsecured credit card. Lol *shrugs*
Congrats on the double grads. Things are only going to get better from here on out. You just made in up the hill. Now the other side will get easier on your road to recovery. Way to go!
Congratulations on your rebuild! So much success only 8 months post discharge is great, I hope to have a successful rebuild like you. 
Best of luck!
