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kd081708 · ‎03-01-2014

Although I am nowhere near my ultimate goal of 700, I am so excited about all the progress that I have mad since I have found this site. Since filing for bankruptcy in May 2013 to today my score has gone up over 100 points. About 23 points in the last 3 days. Ive been getting such great advice and have been able to open a couple of new accounts including my new Barclays Rewards Mastercard the other day! That is my first unsecured in over 6 years! thanks to everyone for all your advice and encouragement.

Starting Score: EQ 450 EX 498 TU 470
Current Score: EQ 574 EX 581 TU 572 Barclay 596 Merrick 612
Goal Score: 600 all by 06/30/2014

Take the myFICO Fitness Challenge
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CWESTL · ‎03-01-2014

Congrats kd081708!!!!!!! What is your Barclay Rewards Mastercard starting CL? I also filed BK in May 2013 and received my discharged in August 2013. I've been considering the Barclay Rewards Mastercard down the road.

Chapter 7 Discharge Aug 2013 (Removed 2022 & 2023)
Jan 2024 EQ FICO 8 840
Jan 2024 TU FICO 8 779
Jan 2024 EX FICO 8 788
Jan 2024 EQ FICO 9 824 AMEX Cash Magnet $26K; AMEX Platinum NPSL, POT $27.5K; Cap One QS World MC $11k; Cap One Venture Sign VS $30k; Chase Sapphire Pref $18K; Citi Simplicity $7K; NFCU AMEX Rwds $28k; NFCU VS Sign Cash Rwds $24.1k; NFCU Plat VS $19k; Wells Fargo Reflect $25K; Mercury (previously Barclay Rwds MC) $5750k; Lowes $35k; Neiman Marcus $44k; Discover It $11.5k; Discover It $19.5K; Venmo Visa Sign $20K; Barclaycard (AU) $25.5K; Discover (AU) $19.5k New Mortgage Jan 2016 & Nonreaffirmed Mortgage Refinance Nov 2020; HELOC @ 2.75% Apr 2022; New Auto July 2017; NFCU LOC $20K
GOAL 820 FICOs on ALL 3 CRs by JANUARY 2025.
AMEX Lowes Business $25K
AMEX Business LOC $25K
Chase Ink Business Unlimited $26.5K; US Bank Business Platinum $10K

kd081708 · ‎03-01-2014

Thanks! it's 750. I was denied in October and I did the prequalify and it just said they suggested the Aspiring Prime Rewards and I tried and was approved. great rewards programs. Approved on Tuesday paid for expedited shipping and got the card on Thursday! Already on my Equifax and got a 6 point bump....

Starting Score: EQ 450 EX 498 TU 470
Current Score: EQ 574 EX 581 TU 572 Barclay 596 Merrick 612
Goal Score: 600 all by 06/30/2014

Take the myFICO Fitness Challenge
_______________________________________________________

gdale6 · ‎03-01-2014

Grats to your continued success

heavenli · ‎03-03-2014

Congrats to you!!!

Scupra · ‎03-04-2014

Congrats! Keep up the good work and you will hit your goal score quickly!