cancel
Showing results for 
Search instead for 
Did you mean: 

MOC is in the books!

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Established Contributor

MOC is in the books!

Just came from my 341 and it was just as most people have stated, quick and painless!  Lasted maybe 4 minutes and when it was concluded the Trustee told me that she is going to request that the case be closed.

Still have the 60 day wait, but all I need to do now is the other financial course.

I feel so much better.



Currently in BK7 awaiting MOC
Message 1 of 6
5 REPLIES 5
Regular Contributor

Re: MOC is in the books!

@2b2rich - Congratulations! The best is yet to come.

Message 2 of 6
Senior Contributor

Re: MOC is in the books!

Congrats! Dont go out and try to get any credit until 30 days afer DC. Why? Once all your accounts show IIB and 0 balance. You will see your scores bump up. You now legally out of debt. Then will be the time to get the rebuild started. Stop by here first and we'll help you get the ball rolling. Each card below I did my research on here and only went for what I would be approved for. No wasted HP's. Good Luck!





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 3 of 6
Established Contributor

Re: MOC is in the books!


@FireMedic1 wrote:

Congrats! Dont go out and try to get any credit until 30 days afer DC. Why? Once all your accounts show IIB and 0 balance. You will see your scores bump up. You now legally out of debt. Then will be the time to get the rebuild started. Stop by here first and we'll help you get the ball rolling. Each card below I did my research on here and only went for what I would be approved for. No wasted HP's. Good Luck!


You know it!! I have enjoyed this feeling the past 2 months of not having any debt to pay on (besides my mortgage) so much that I am set against signing up for any new loans!  I needed a new bedroom set really bad and have for years, but couldn't afford it for the $1600 a month in interest I was paying on maxed out cards!  I found a REALLY BEAUTIFUL King set on my local buy and sell page still in the plastic for $185 cash and grabbed it!  It's a canopy like I've always wanted and am so thrilled that I will never have to pay a penny of finance charges for it!  It's a great feeling and I believe that whole finance/interest monster I've had nightmares over will keep me from rushing back into the mess I was just rescued from!  Thank you for all of the help you and some of the others have given me.  I value it very much!



Currently in BK7 awaiting MOC
Message 4 of 6
Established Contributor

Re: MOC is in the books!


@Justme79 wrote:

@2b2rich - Congratulations! The best is yet to come.


Thank you!



Currently in BK7 awaiting MOC
Message 5 of 6
Highlighted
Senior Contributor

Re: MOC is in the books!


@2b2rich wrote:

@FireMedic1 wrote:

Congrats! Dont go out and try to get any credit until 30 days afer DC. Why? Once all your accounts show IIB and 0 balance. You will see your scores bump up. You now legally out of debt. Then will be the time to get the rebuild started. Stop by here first and we'll help you get the ball rolling. Each card below I did my research on here and only went for what I would be approved for. No wasted HP's. Good Luck!


You know it!! I have enjoyed this feeling the past 2 months of not having any debt to pay on (besides my mortgage) so much that I am set against signing up for any new loans!  I needed a new bedroom set really bad and have for years, but couldn't afford it for the $1600 a month in interest I was paying on maxed out cards!  I found a REALLY BEAUTIFUL King set on my local buy and sell page still in the plastic for $185 cash and grabbed it!  It's a canopy like I've always wanted and am so thrilled that I will never have to pay a penny of finance charges for it!  It's a great feeling and I believe that whole finance/interest monster I've had nightmares over will keep me from rushing back into the mess I was just rescued from!  Thank you for all of the help you and some of the others have given me.  I value it very much!


Smiley Happy Excellent! And a great attitude now. Feels good dont it? Ha!





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.