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Major CC's after BK

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Regular Contributor

Major CC's after BK

I'm about to file for Ch 7.  Just curious I had or have CC's from the major banks. 

 

What are peoples experiences getting cards again? That is if they were included in the BK.

Message 1 of 14
13 REPLIES 13
Community Leader
Senior Contributor

Re: Major CC's after BK

Those big three you mentioned will blacklist you for quite sometime. I suggest visting the BK forum and do alot of reading, you will find alot of information on the forum.

Message 2 of 14
Senior Contributor

Re: Major CC's after BK

Consider 10-15 yrs if lucky. BK'ers that didnt burn AMEX roughly 5.3yrs. Personally it doesnt matter to me what the name is on the card. As long as I get something back for anything I purchase. I'm happy. Cards are scored the same no matter what banks name is on the card. Good Luck!





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 3 of 14
Regular Contributor

Re: Major CC's after BK

Very true. When it comes to the score it doesn't matter the name on it.  

Message 4 of 14
Senior Contributor

Re: Major CC's after BK

I understand completely. From being on here a while. Seems like Delta Gold a couple yrs out is obtainable. If @Pizza sees this. Theres the master of post BK success. Good Luck!





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 5 of 14
Regular Contributor

Re: Major CC's after BK

That's good to hear.  Although I burned that card.

 

Message 6 of 14
Senior Contributor

Re: Major CC's after BK

One word............Ouch! Smiley Frustrated





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 7 of 14
Regular Contributor

Re: Major CC's after BK

Yup Smiley Frustrated

Message 8 of 14
Community Leader
Senior Contributor

Re: Major CC's after BK

I second the ouchSmiley Sad

 

For the most part of your list ,they will hold a long grudge, the only one that won't is Cap one, they are very forgiving.

Message 9 of 14
Regular Contributor

Re: Major CC's after BK

Time to play the long game.  Smiley Indifferent

Message 10 of 14
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