I'm at 102,xxx for the year and the cut of for a family of four is 97k. All of my debt is unsecured and i was told they can run the stress test, but i would need to pay 1000-1400 in order to find out if i can make 7 work.
I had a high income CH7 living in an expensive area.
You need to talk to a few more lawyers . . . it is quite possible one can make this work, and will be able to let you know via a free consultation.
Thanks for all the help everyone!! I found an attorney that was a lot my willing to help and so far BK7 looks very possible. I have a meeting with him on Monday. Figures crossed.