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Medical debt while in ch. 13...

teamlosi
Established Member

Medical debt while in ch. 13...

Well im currently about to start my last year of my four year ch 13, and i had a medical emergency back in june. I had a high fever and my family doctor urged me to goto the emergency room due to a potential case of meningitis. I went to the hospital and had a 10hour stay. No treatments other than a first dose of antibiotics and a bunch of tests. Two weeks ago i finally got the bill and its around 5k after insurance. I plan to contest the bill as there are some inconsistencies in it and ive heard never to pay full price. And people usually get at least 10% off if they contest. But should i tell the hospital that im currently in a chapter 13? Or does anyone have any experience with this on what they said or did to lower their bill? There is no way i can pay anywhere near that amount at one time. So a payment plan is most likely what will happen. 

thanks

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