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IMO it couldn't hurt to speak to them. If they reference something you IIB, that's a pretty cut & dry case to get them to bugger off. If they have any other reason for calling, you can play dumb and do some research after you hang up. Just don't admit or agree to anything while on the recorded line!!
Hello? This is Midland. Hi could you send me a letter claiming this debt and whats your address and I'll mail my DC papers to you and inform my lawyer your trying to collect on a debt after BK once I recieve your letter. Anything else I can help you with? Oh. Maybe where to send my lawyer my $1000 fine check for trying to collect a debt after BK. Thank You Goodbye.
@FireMedic1 wrote:Hello? This is Midland. Hi could you send me a letter claiming this debt and whats your address and I'll mail my DC papers to you and inform my lawyer your trying to collect on a debt after BK once I recieve your letter. Anything else I can help you with? Oh. Maybe where to send my lawyer my $1000 fine check for trying to collect a debt after BK. Thank You Goodbye.
Yep...THIS EXACTLY!!!