My Ch7 was discharged last month. I have a good income and credit is now perfect with the exception of the BK. FHA won't look at me for two years. Banks and CUs want 4 years. Does anyone have any advice to offer on how to possibly get a mortgage loan? Right now I'm talking with a bank about some foreclosures they have. They say it's "possible". Really want out of this apartment. Any ideas?
Read the new FHA "Back to Work" guidelines. You can buy in a year if you fit them.
Patience though, or you'll wind up hosed... stay in the apartment for at least a year... you'll need 3.5%-20% to put down anyway + closing costs.