My BK13 was DC in 12 of '15 and was reaffirmed at that time so ive been making on time payments for a year now (Trustee had mortgage current in 8 of '15 btw).
In March of '16 it started showing w Equifax as "current/pays as agreed" w zero negative history (mortgage is 13 years old).
BUT is has yet to show on TU or EXP---what gives?
Ive delayed my proactiveness as all my scores rebounded to 700 shortly after DC but now they're stuck at TU and EXP.
Who's responsible for this anomoly and best way to address?