Re: My 2 Year Post BK 7 Rebuild - Page 2 - myFICO® Forums

Brothers · ‎06-25-2019

@Hargetthome wrote:
Congratulations..... I have a couple of questions for you..... How long after your BK did you apply for a truck loan? Also did you have a vehicle that you turned in during your BK process?

It was a year before I applied for my truck loan through PenFed. I beleive the score they pulled at the time was around 650, although I could be off a bit.

I didn't have a car turned in during my BK, but I did have a Harely motorcycle, and from my understanding they still consider that a vehicle.

Justme79 · ‎06-25-2019

@Brothers - OUTSTANDING REBUILD!

Chapter 13
Date filed: 3/17/20
Meeting of the creditors (341): 5/20/20
Confirmation hearing: 6/11/2020
Deadline for filing claims: 6/17/20
Plan confirmed: 7/2/2020
Deadline for filing claims (Government): 9/14/20

Scores as of 05/08/21 (MyFICO Monthly Subscription/updates on the 8th of every month)
Equifax 666
Transunion 634
Experian 637

Open Accounts
Great Lakes (Student Loan) Pd Never Late - Perfect History/will not update until PIF $3,750 balance at $140 per month
Target (Survived Bankruptcy) Pd Never Late - Perfect History $2,300 limit/$0.00 Balance
Cartier (Survived Bankruptcy) Pd Never Late - Perfect History $8,000 limit/$0.00 Balance
NFCU Amex (AU) $25K limit/$10K balance (removing soon)
NFCU Secured Card (Trustee Approved) Card Graduated to NFCU Cash Rewards (Unsecured) $2K limit/will PIF each month before statement cuts
TD Bank Secured Card $500 limit/will PIF each month before statement cuts

All closed accounts are reporting correctly with $0.00 balance