My credit???

[kripler68]

I am still an authorized user on my wife's credit cards, to the tune of about 140,000 on 4 cards

i filed BK on 4-22-17, 341 on 5-31-17

i know creditkarma is a fako, but transunion before i filed had me at 406 and after the filing it increased 4 times in 2 months and currently sits at 707, Equifax  699

all my accounts  are showing closed and IIB, her 4 cards are reporting on my report open and balances totaling 624 dollars

will this help me in 5 years having this history,her cards are AAOA 18+ years? 

It seems like it has  already.

[Anonymous]

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@kripler68 wrote:

I am still an authorized user on my wife's credit cards, to the tune of about 140,000 on 4 cards

i filed BK on 4-22-17, 341 on 5-31-17

i know creditkarma is a fako, but transunion before i filed had me at 406 and after the filing it increased 4 times in 2 months and currently sits at 707, Equifax  699

all my accounts  are showing closed and IIB, her 4 cards are reporting on my report open and balances totaling 624 dollars

will this help me in 5 years having this history,her cards are AAOA 18+ years? 

It seems like it has  already.

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As long as the accounts stay in good standing, they will help your score.