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My credit???

kripler68
New Member

My credit???

I am still an authorized user on my wife's credit cards, to the tune of about 140,000 on 4 cards

i filed BK on 4-22-17, 341 on 5-31-17

 

i know creditkarma is a fako, but transunion before i filed had me at 406 and after the filing it increased 4 times in 2 months and currently sits at 707, Equifax  699

 

all my accounts  are showing closed and IIB, her 4 cards are reporting on my report open and balances totaling 624 dollars

will this help me in 5 years having this history,her cards are AAOA 18+ years? 

 

It seems like it has  already.

Message 1 of 2
1 REPLY 1
Treasurecredit
Established Contributor

Re: My credit???


@kripler68 wrote:

I am still an authorized user on my wife's credit cards, to the tune of about 140,000 on 4 cards

i filed BK on 4-22-17, 341 on 5-31-17

 

i know creditkarma is a fako, but transunion before i filed had me at 406 and after the filing it increased 4 times in 2 months and currently sits at 707, Equifax  699

 

all my accounts  are showing closed and IIB, her 4 cards are reporting on my report open and balances totaling 624 dollars

will this help me in 5 years having this history,her cards are AAOA 18+ years? 

 

It seems like it has  already.


As long as the accounts stay in good standing, they will help your score.

Message 2 of 2
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