My mortgage shows the same thing on my credit report as mentioned by others. I was advised from my attorney to not re-affirm, and to continue to make payments. I also specifically asked him about the possibility of foreclosure if we don't re-affirm, and he told me that if that happened it would be the first time he heard of it. He stated he has never seen a judge approve a foreclosure when the loan is current even if it was included in bankruptcy. Since he represents debtors, as well as creditors as a trustee, I felt fairly confident following his advice.
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