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My mortgage bank after I applied for bk7

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Established Member

Re: My mortgage bank after I applied for bk7

My mortgage shows the same thing on my credit report as mentioned by others. I was advised from my attorney to not re-affirm, and to continue to make payments. I also specifically asked him about the possibility of foreclosure if we don't re-affirm, and he told me that if that happened it would be the first time he heard of it. He stated he has never seen a judge approve a foreclosure when the loan is current even if it was included in bankruptcy. Since he represents debtors, as well as creditors as a trustee, I felt fairly confident following his advice.

Message 11 of 12
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Established Contributor

Re: My mortgage bank after I applied for bk7

@secondchance3

 

Yes they are required to by law.

 

 

Mortgage Banker - Since 1988 offering FHA, VA, USDA, Conventional, Jumbo, Portfolio and NonQM Loan Products. Licensed in AL, AR, AZ, CA, FL, GA, IL, IA, IN, LA, MI, MO, NC, NE, NV, OH, OK, OR, SC, TN, TX, VA and WI.
Message 12 of 12
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