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@CWESTL wrote:Congratulations Scupra!!!! Aside from the BK, have all your baddies and IIBK accounts fallen off of your CR's?
Thanks so much! All my IIBK's will drop off by August of this year, with most falling off by June. No other baddies besides those and the BK.
Just got Discover!!! only $1000 limit but I'll treat it nicely and maybe in 6 months they give me a little boost. terms weren't prime but I don't care since I will PIF each month any way.
@grassfeeder wrote:Just got Discover!!! only $1000 limit but I'll treat it nicely and maybe in 6 months they give me a little boost. terms weren't prime but I don't care since I will PIF each month any way.
You would do this to me! hahah Awesome job and congrats on the Discover!
Thanks Scupra and Grassfeeder. Both of your journeys are helpful. All my baddies/IIBK accounts will fall of my CR's by September 2015. I hope to have 700 scores once these accounts fall off. I'm going to try to stay in the garden until that point.
@Scupra,
Congrats for the hardwork.
@ Scupra,
Rebuilding is a lot of hard work, time and dedication. Congratulations on your rebuild. I wish you nothing but the best.
Thank you everyone for the kind words! Means a lot
@Scupra wrote:
Asked Barclay for recon on starting limit for the U.S. Airways card. Guy preached about my credit and "excellent healthy usage" on the Arrival and stated they want history on this card. Worth a shot!
mind if I ask what you're carrying for balances with your cards? I've got zero across the board and $200 roll-over on my NFCU Flag.....perhaps I need to mix things up? Not sure as I don't seem to be moving really....especially my TU score.
Grassfeeder - How many baddies/IIBK accounts are on your credit file? How many inquiries?