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My rebuild story :)

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Scupra
Super Contributor

Re: My rebuild story :)


@grassfeeder wrote:
how'd you ask them for early delete??

For anyone else wondering, disputed as "Too old"

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 51 of 279
Anonymous
Not applicable

Re: My rebuild story :)

Congrats on getting those deletions. That had to feel good.Smiley Happy 

Message 52 of 279
Scupra
Super Contributor

Re: My rebuild story :)


@Anonymous wrote:

Congrats on getting those deletions. That had to feel good.Smiley Happy 


Thanks! It sure did feel good. Now to wait for EQ to remove them. They have different dates though :/  Two in June, one in April and one in August

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 53 of 279
Scupra
Super Contributor

Re: My rebuild story :)

Just got my TU scorewatch update!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

719 TU FICO

 

So happy right now. Thank you to everyone on the boards!!!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 54 of 279
Anonymous
Not applicable

Re: My rebuild story :)

Outstanding !!!!! Smiley Happy

Message 55 of 279
grassfeeder
Frequent Contributor

Re: My rebuild story :)


@Scupra wrote:

Just got my TU scorewatch update!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

719 TU FICO

 

So happy right now. Thank you to everyone on the boards!!!


I am jealous of you with every fiber of my soul.....TU hates me, they all do!

Fico 8 Scores 5/1/22 :
799 EQ | 793 TU | 809 EX
Message 56 of 279
Creditwiser
Valued Contributor

Re: My rebuild story :)

Awesome journey. I hope you wallow in it for months to come. Congrats.

NFCU Visa 30k | NFCU Platinum 30k | Cap1 QS 12K | Cap1 QS 11.5K | Barclay MC 9k | Delta Gold Amex 30K | Discover IT 14K | CFNA FS 3200 | CareCredit 20k| Paypal Credit 5k |
Message 57 of 279
Wizdog1
Regular Contributor

Re: My rebuild story :)

So happy for you, congrats you deserve it. Thank you for sharing your story and being a great example.

Message 58 of 279
Scupra
Super Contributor

Re: My rebuild story :)


@grassfeeder wrote:

@Scupra wrote:

Just got my TU scorewatch update!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

719 TU FICO

 

So happy right now. Thank you to everyone on the boards!!!


I am jealous of you with every fiber of my soul.....TU hates me, they all do!


Smiley Very Happy no no no! You will be here soon, I know it!

 

Thank you again everyone!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 59 of 279
Scupra
Super Contributor

Re: My rebuild story :)

So one of my IIBK accounts decided to report as a charge off so I disputed it asking them to fix it or delete it...EQ updated and deleted it! Now I have 3 IIBK accounts left on EQ Smiley Happy
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 60 of 279
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