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My rebuild story :)

Established Contributor

Re: My rebuild story :)

Awesome buddy!! Very happy for you. That should give you an alert with score bump right? I wish EQ wouldn't be so dang stubborn and "early exclude" my 7 IIB that are falling off may/June. Ugh!
EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Message 61 of 279
Community Leader
Super Contributor

Re: My rebuild story :)


Deltadog03 wrote:
Awesome buddy!! Very happy for you. That should give you an alert with score bump right? I wish EQ wouldn't be so dang stubborn and "early exclude" my 7 IIB that are falling off may/June. Ugh!

Thanks! I hope to see a score bump, but I am not holding my breath. I am just trying to get my reports as clean as possible right now. EX is going to be tough. I just noticed they have different DoFD's for almost every IIBK account. I keep my EX frozen so it looks like I will be using snail mail here soon!

 

Just keep calling and asking haha. Maybe you will get someone in a good mood that just deletes them.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
740 EQ FICO 06/2018
750 TU FICO 06/2018
741 EX FICO 06/2018
$24k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE
Message 62 of 279
Established Contributor

Re: My rebuild story :)

Sounds good!  Thank you, and I hope you do as well.  Do you have the 3 CB monitoring on here?  I am thinking about getting it.  EX was the easiest and BY FAR the nicest people to deal with and they were all deleted the next day.

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Message 63 of 279
Community Leader
Super Contributor

Re: My rebuild story :)


Deltadog03 wrote:

Sounds good!  Thank you, and I hope you do as well.  Do you have the 3 CB monitoring on here?  I am thinking about getting it.  EX was the easiest and BY FAR the nicest people to deal with and they were all deleted the next day.


I do use the 3B from here! Had some issues when they first released it but it works great now. Maybe i should try calling EX Smiley Happy I can't do an online dispute and really hate mailing things soooo.. Mind sending me a PM with the number you called? Thanks!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
740 EQ FICO 06/2018
750 TU FICO 06/2018
741 EX FICO 06/2018
$24k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE
Message 64 of 279
Established Contributor

Re: My rebuild story :)

Anytime!  PM sent.  Good luck!  I just signed up for the service.  Smiley Happy  

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Message 65 of 279
Community Leader
Super Contributor

Re: My rebuild story :)


Deltadog03 wrote:

Anytime!  PM sent.  Good luck!  I just signed up for the service.  Smiley Happy  


Got it, thanks! I will let you know how it plays out.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
740 EQ FICO 06/2018
750 TU FICO 06/2018
741 EX FICO 06/2018
$24k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE
Message 66 of 279
Established Contributor

Re: My rebuild story :)

Sounds great!  1 last thing, when your score updates *on any of the CB* it will alert you of the new score right?  Not like just score watch which is only EQ*

 

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Message 67 of 279
Community Leader
Super Contributor

Re: My rebuild story :)

Yep, alerts on all three!
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
740 EQ FICO 06/2018
750 TU FICO 06/2018
741 EX FICO 06/2018
$24k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE
Message 68 of 279
Established Contributor

Re: My rebuild story :)

Awesome, thank you!  Gonna see if I can get in with Chase after my Barclays and Cap 1 cards update driving my util down to around 13%

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Message 69 of 279
Community Leader
Super Contributor

Re: My rebuild story :)


Deltadog03 wrote:

Awesome, thank you!  Gonna see if I can get in with Chase after my Barclays and Cap 1 cards update driving my util down to around 13%


Chase would be nice! Good luck with that one, you will definitely have to recon! I didn't burn Chase so I may give them a shot somewhere after the 3 year mark. EX is my worst score so that will hurt me. 

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
740 EQ FICO 06/2018
750 TU FICO 06/2018
741 EX FICO 06/2018
$24k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE
Message 70 of 279