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NFCU CLOC and auto loan approval (penfed update)

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TXinandout
Frequent Contributor
‎04-22-2017 01:00 PM
‎04-22-2017 01:00 PM

NFCU CLOC and auto loan approval (penfed update)

Just asked for $8,000 and next day was approved, auto loan next day too for $35,900 at 14% so I won't take the auto loan, CAP one approved at 7% and Carvana 7% too.

I applied today for PENFED membership and auto loan, went under review, we will see...

BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
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Message 1 of 6
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TXinandout
Frequent Contributor
‎04-24-2017 05:35 AM
‎04-24-2017 05:35 AM

Re: NFCU CLOC and auto loan approval

PENFED approved the auto loan, $34,600 at 8.20%. It feels good to get approved even though the rate is not ideal, but not bad either considering I'm still less than a year from discharge.
BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
Message 2 of 6
Anonymous
Not applicable
‎05-19-2017 04:09 PM
‎05-19-2017 04:09 PM

Re: NFCU CLOC and auto loan approval

that's awesome! Congrats!

Message 3 of 6
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Scupra
Super Contributor
‎05-19-2017 04:19 PM
‎05-19-2017 04:19 PM

Re: NFCU CLOC and auto loan approval

Congrats on the approvals! I think we are going to replace DW's car and I just joined DCU.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 4 of 6
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TXinandout
Frequent Contributor
‎05-19-2017 06:26 PM
‎05-19-2017 06:26 PM

Re: NFCU CLOC and auto loan approval

I ended up getting 6% after they gather all the info about the car, not bad at all!

BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
Message 5 of 6
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KJT
Contributor
‎07-16-2017 06:52 AM
‎07-16-2017 06:52 AM

Re: NFCU CLOC and auto loan approval

PENFED is definitely a great credit union.

BK Filed 06/15 and D/C 09/15 Current FICO 8/9 Scores EQ 750/812 EX 722/742 TU 725/715 AMEX BCE $20K, Delta AMEX $10k, AMEX Everyday $5K, AMEX Gold NPSL, AMEX Platinum NPSL, AMEX Marriott Bonvoy $9.3K, AMEX Hilton Aspire $9.3K, Apple Mastercard $9K, BOA Unlimited Custom Cash Visa $5K, BOA Travel Rewards Visa $5K, BBT Travel Reward Visa $7.5K, BBT Brightstar Visa $7.5K, Target $5k, Banana Republic $7k, CITI Custom Cash $3K, NFCU eSignature Visa $40k, NFCU CLOC $15k, NFCU AMEX Rewards $25k, NFCU Classic Visa Signature Flagship Reward $15k, Comendity NFL $25.4k, PayPal $10k, Capital 1 Wal-Mart $7k, Amazon Prime $10k, CITI-Double Cash $3k, PENFED Power Cash Reward 20k, PENFED AMEX $20K, PENFED Platinum $10k, PENFED Credit Union CLOC 1.5k, PENFED New Car Loan 6% APR 33k 72 MTHS-Paid Off, PENFED Signature Loan 19k 48 MTHS, Nordstrom 15K; Raymour $5.3, USAA AMEX Reward $14.5K, USSA Visa Reward $9.5K, Target $5K, Infiniti Q50 2019 $44K-1.9% APR 72 months-Paid Off. Total CC Limits $346K.
Message 6 of 6
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