So, just discharged in September, and about $500 was IIB for Checking LOC at NFCU. I spoke with Credit Card Department and asked how long before I could apply again, and they said to apply now. I did, and got denied, also got denied for secured loan. Kind of bummed, going to wait for the letter, and see if it is just a waiting game to get back in with them.
FICO 8: EQ-589 TU-533 EX-524 (11/10/2019); EQ-504 TU-534 EX-545 (10/04/2019) BK 7 Filed - 6/14/2019; MOC - 7/26/2019; DC - 09/25/2019