So you're trying to say that NFCU approved you for a secured credit card with a 7 showing and an OPEN 13??? This is news to me. They tightened the belts a year ago and would not approve anyone without a discharged BK and a year time has passed since. They must be desperate for business.
Yes, I have a discharged Chapter 7 and an opened Chapter 13 on my credit reports... My approval was a shock to me...
Congratulations on your approval!
I was approved for a secured card in January with a discharged bk 7 in 2012 and a dismissed bk 13 in october 2017