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NFCU secured card in Chapter 13

Carissa82
New Visitor

NFCU secured card in Chapter 13

I see defferent things on here about NFCU and secured cards. I am into a Chapter 13 for 13 months now. I called and asked and they wouldn't tell me if they will approve a secured card in an acitve 13. I've read here that some had success and some did not. So for those of you that did get this card, was it in or after your 13 and how many years out? Also, what agency do they pull from, I would need to unlock my report. 

 

Thanks!

Message 1 of 4
3 REPLIES 3
yodi2007
New Contributor

Re: NFCU secured card in Chapter 13


@Carissa82 wrote:

I see defferent things on here about NFCU and secured cards. I am into a Chapter 13 for 13 months now. I called and asked and they wouldn't tell me if they will approve a secured card in an acitve 13. I've read here that some had success and some did not. So for those of you that did get this card, was it in or after your 13 and how many years out? Also, what agency do they pull from, I would need to unlock my report. 

 

Thanks!


I had gotten NFCU unsecured card for around 500 in credit limit while I was in chapter 13. Then after about 6 months they automatically bumped me up to a 2k credit limit that I didn't even ask for!

Message 2 of 4
jmw1
Frequent Contributor

Re: NFCU secured card in Chapter 13

I got it with a non-discharged 13 after the first 12 months. I forgot which bureau they pulled.  

Message 3 of 4
coreyb80
Senior Contributor

Re: NFCU secured card in Chapter 13

I was approved for a NFCU securd card in July 2019 while in an active 13.  Took about 7/8 months before it graduated.  Oddly enough I just requested for my 6 month CLI this morning and waiting to see if it happens this week.  

Message 4 of 4
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