I had a question about post chapter 7 BK. I was discharged in July of 2016. I had NFCU which is a great bank.Unfortunatley had to add them to the discharge, burned for around 10k. I have been with US bank ever since and they are ok. I received a letter about my savings with NFCU about end of the year dividen so I decided to log onto my account online. I noticed the saving acount was still active and I saw the option to apply for a new Checking, I was just curious but today I received my check card and activated it, I am pretty happy about that. My concern is if i decide to switch my direct deposit to my NFCU checking will NFCU out of the blue decide to start taking money for the disharged debt from before the chapter 7. I wouldn't mind paying them back for my debt but i am still recovery mode from the Chapter 7 and cannot pay that kind of money right now. Would you consider it safe to use NFCU checking for my direct deposit.
Welcome to the forums! Glad you joined
They would not be allowed to "collect on a discharged debt". That is illegal I would call NFCU and just simply ask them if you will have all features with the new checking and if any complications will come.
That sounds like great information, thank you so much for the quick reply. Now that I have MyFico I have a place for all my post BK questions. I will certainly follow your advice and update the post. Thanks again.