Need Cell Phone Now - Ch 7 BK discharged - who would give me one?
I had a Ch 7 BK discharged in June of 2007 and have since only opened one secured credit card through my bank which I have just received recently, so it has not yet had positive impact on my credit score. My EQ score is 620 - this is the only score I know as of today.
My issue: I really need to get a cell phone for emergencies in my car. I had a flat tire last week and it was terrible. I had no phone to use to call for help. I now realize I really need one. I was going to go with the prepaid phone option because I think it's the only phone I can get, but it would be nice to have a contract with a phone company so that it can actually positively impact my credit scores (because I will most certainly pay my bills on time!).
Does anyone have advise or know if I can even get a phone contract? Or should I just spend a lot more money to get a prepaid phone?