Congratulations on your efforts so far!
I have both Penfed and NFCU and I like both of these credit unions. Pendfed isn't as fast as NFCU with decisions, but the have better credit card rates.
If you will to open a checking account and have direct deposit, you apply for the power cash rewards Visa. I have the Promise Card and like the low rate I have.
I was orginally declined due to my bankruptcy, but it was approved after a recon call.
Welcome to the forum's!
Congrats on your rebuild so far. You're on track for the 700 club. I would head to the garden for now and let your new accounts age.
As for the accounts IIB, are they showing delinquent prior to the BK or after? They'll continue to report the previous delinquency, they just can't report lates after a BK.