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New car after chapter 7?

leonel9
Frequent Contributor

Re: New car after chapter 7?

Just for a data point, I was approved for a $30k new car loan 5-months after discharge at a 13% rate. I refinanced with Navy Federal 10 months after discharge and got a rate of 2.69% while my credit score was 666 (creepy). Keep in mind, Navy Federal uses a custom score that considers more than just credit score. So my positive account history likely contributed to the rate being lower than typical for my credit score.

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