@Anonymous wrote:
Do you think if you might have waited a bit that you could have gotten a more favorable interest rate? Congratulations on your cars, I just wonder if the rate could have been lower with higher scores.
You are correct. Many of us tried to have the OP be patient wait it out at least 30 days after DC for better scores for lower interest. But he was in a hurray to get back to his "lifestyle". Some take our advise and some dont. Its their life. Their choice.
Congrats OP. But this poster is correct.
@Anonymous wrote:
@FireMedic1 wrote:
@Anonymous wrote:
Do you think if you might have waited a bit that you could have gotten a more favorable interest rate? Congratulations on your cars, I just wonder if the rate could have been lower with higher scores.You are correct. Many of us tried to have the OP be patient wait it out at least 30 days after DC for better scores for lower interest. But he was in a hurray to get back to his "lifestyle". Some take our advise and some dont. Its their life. Their choice.
Congrats OP. But this poster is correct.
Ohhhhhhhh okay, okay. I see now. Probably should have just waited it out longer. I know for me, even though my credit report continues to update daily as creditors are correcting entries and whatnot, that they'll be doing it long after my discharge. I'm going to give it at least 30 days...Maybe even 60. And even then, I'll be sifting through my reports to ensure that everything is reporting correctly. As you know, I'm not eager to hop back on the credit boat just yet. I just know it's essential to the rebuild so I'll be choosing wisely whenever I get to that point.
Not to hijack. But I waited 3 months. And my 1st card was the Cap1 Plat at 3k. I learned each move from here. Even that Plat. If I didnt know about this place. I could have been stuck in toy limits. I post from experience from learning all that I have on here. It will pay off your case too. Good Luck!