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@CostantinoA wrote:
We filed BK because I made way more than I do now. We had 300k in debt. We can easily afford these cars as we don’t owe any other debt.
I don't think anyone here means to judge nor is it their right. But there is a bit of perception here. You know what you make and can afford. You can expect some "feedback" when you say you bought a late model BMW and Audi hours after being discharged. But there is also a stigma with those brands of course. If you said Dodge or GM no one would have been quick to say anything is my guess. LOL.
@Tuscani wrote:
@CostantinoA wrote:
We filed BK because I made way more than I do now. We had 300k in debt. We can easily afford these cars as we don’t owe any other debt.I don't think anyone here means to judge nor is it their right. But there is a bit of perception here. You know what you make and can afford. You can expect some "feedback" when you say you bought a late model BMW and Audi hours after being discharged. But there is also a stigma with those brands of course. If you said Dodge or GM no one would have been quick to say anything is my guess. LOL.
Nobody means to but you are? He is not breaking any rule that I know of. He shouldn't expect anything, I thank him for giving a data point to draw from.
Proving you can get vehicle financing below usury rates which means having bad credit is worse than no credit or bankruptcy.
@CostantinoA wrote:
@FireMedic1 wrote:
@Anonymous wrote:
Do you think if you might have waited a bit that you could have gotten a more favorable interest rate? Congratulations on your cars, I just wonder if the rate could have been lower with higher scores.You are correct. Many of us tried to have the OP be patient wait it out at least 30 days after DC for better scores for lower interest. But he was in a hurray to get back to his "lifestyle". Some take our advise and some dont. Its their life. Their choice.
Congrats OP. But this poster is correct.
So what am I suppose to do? Go without cars and wait 30 days? We had no choice but to get cars right away when the DC happened.
You have been been going without any vehicles all the way up to the DC ?
Or you didn't want to use the vehicles you have for 30 more days ?
I'm sorry but the comments 'what am I supposed to do' and 'we had no choice' makes it sound as if your back is to the wall and you had no other options.
It might be better to just say you desperately wanted to purchase new vehicles immediately....
......( you were posting on the Auto Loan forum a few weeks back looking for an institution that would give you three car loans)...
......and didn't care about a better interest rate in 30 days instead of making it sound like a desperation scenario.......
.......which if you had vehicles it wasn't of course.
Enjoy your new cars.
@Dj4Money wrote:
@Tuscani wrote:
@CostantinoA wrote:
We filed BK because I made way more than I do now. We had 300k in debt. We can easily afford these cars as we don’t owe any other debt.I don't think anyone here means to judge nor is it their right. But there is a bit of perception here. You know what you make and can afford. You can expect some "feedback" when you say you bought a late model BMW and Audi hours after being discharged. But there is also a stigma with those brands of course. If you said Dodge or GM no one would have been quick to say anything is my guess. LOL.
Nobody means to but you are? He is not breaking any rule that I know of. He shouldn't expect anything, I thank him for giving a data point to draw from.
Proving you can get vehicle financing below usury rates which means having bad credit is worse than no credit or bankruptcy.
I was hardly judging. More playing a little devils advocate