cancel
Showing results for 
Search instead for 
Did you mean: 

Next card recommendations

redneck18
Contributor

Next card recommendations

Hi all. D/C'd 12/1, actually got a cap one QS1 the day after discharge, this was followed up by a CO Spark Classic. Each card has a 1k SL. I have used both heavily and been keeping them paid down. FICO scores are all around 625-635. What card should I be looking at next? Already joined NFCU, working on putting enough in savings to open a secured card with a decent limit since I was declined for Cash Rewards last month. I'm not a very patient person but if I need to stay in the garden I will.
2 REPLIES 2
Scupra
Super Contributor

Re: Next card recommendations

I would wait 3-4 months and give NFCU another shot. Seeing some positive revolver history may be what you need to get approved. Good luck!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
759 EQ FICO 03/2021
754 TU FICO 03/2021
743 EX FICO 03/2021
$29k NFCU Platinum | $30k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold
Message 2 of 3
Guyatthebeach
Valued Contributor

Re: Next card recommendations


@redneck18 wrote:
Hi all. D/C'd 12/1, actually got a cap one QS1 the day after discharge, this was followed up by a CO Spark Classic. Each card has a 1k SL. I have used both heavily and been keeping them paid down. FICO scores are all around 625-635. What card should I be looking at next? Already joined NFCU, working on putting enough in savings to open a secured card with a decent limit since I was declined for Cash Rewards last month. I'm not a very patient person but if I need to stay in the garden I will.

Redneck18,

 

I would wait until you have 6 months of positive credit history on both of those cards.  I would then apply for a NFCU Visa.

 

 

Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.