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Not Including a Credit Card in Bankruptcy filing

Kb109
Frequent Contributor

Re: Not Including a Credit Card in Bankruptcy filing

Oh and I did not list any zero balance accounts on my petition. My attorney told me not to since they are not debts considering the zero balance. He did advise me to close them before filing, though (which I did), because they would definitely close them out anyways and it's good to have "closed by consumer" rather than "closed by credit grantor". Smh, Barclays sucks lol
Filed Ch7: 6/21/17
Discharged: 10/03/17
Current FICO8 Scores as of 2/10/2019: EX 651, TU 678, EQ 679
My Cards: 1FBUSA $2,900 (survived BK7 and is my oldest account!), Fingerhut $1,100, CreditOne $900, Ollo Rewards $2,500, LendUp Arrow card $2,000, CapitalOne Platinum $3,000. GARDENING FOR THE NEXT TWO YEARS!
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