Congrats on taking the first step of filing bk. It is one of the toughest decisions to be made. I know I had to do it myself along with so many others here. I personally would wait to sign up for myfico monitoring. I would just used credit karma for now because really you is only watching your reports at this point. Making sure that everything is IIB and such.
Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
