Today is the anniversary of my discharge from my 60-month chapter 13. It feels great to be back in the world of credit, but even better that I have learned so much about being responsible with credit thanks to this forum. There is life after bankruptcy. I don't consider my self conpletely free from my bankruptcy jail until I can qualify for a conventional mortgage, which is ONE year from today. All my baddies fall off in the next 6 months, maybe earlier with early exclusion. It is very exciting. I just want any of you in a tough chapter 13 to know that you can do it! I paid $2700/ month for 60 months.... it was terrible, but it's done. Good luck to you all...
Discharged Ch.13 6/24/15
Scores on discharge EQ669 TU650 EX654
current scores EQ776 TU775 EX758
WF $2500 WF $3000 Discover $6000 Target $1200 Amazon $5000 Jcrew $5250 Lowes $8300 Tjmaxx $5000 Cap1 $14750 venture $25500 jetBlue $21000 pier1 $5000 Amex $10000x2 AMEX $21,000 BoA$8000 CitiDC$8000
