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PENFED GOLD VISA - APPROVED 3YR+ POST BK7

pianistas
Member

PENFED GOLD VISA - APPROVED 3YR+ POST BK7

Hello all,

 

Just wanted to give heads up for another success of mine. 

I received a PenFed preapproval letter in the mail a few weeks back and had been sitting on it for sometime. I guess I got the itch to give it a shot since I read many successes and felt a little bit better having the preapproval. I did apply for a credit card back more than 2 years ago and tried to get reconsideration but they wanted to see more payment history. 

I have been gardening since then and felt I would give it a try and see.

 

So, I applied using the offer in my account and I was instantly ecstatic - 10K!

 

My EQ FICO was 729 per PenFed. 

Again, thank you all for contributing and sharing the invaluable info! Smiley Happy

 

Hope that this brings hope to all others in their credit journey. 

Now it's time for me to get back to gardening....

 

 

 

 

 

Message 1 of 6
5 REPLIES 5
mrcraft
Valued Contributor

Re: PENFED GOLD VISA - APPROVED 3YR+ POST BK7

Congratulations on your approval!!





Message 2 of 6
AllZero
Super Contributor

Re: PENFED GOLD VISA - APPROVED 3YR+ POST BK7

Congratulations on your approval!

Message 3 of 6
pizza1
Community Leader
Super Contributor

Re: PENFED GOLD VISA - APPROVED 3YR+ POST BK7

Congrats on your approval! Also, the score PF gives you is the EQ 09, and is always much higher than the 08. Mine is about 50 points higher.

My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 4 of 6
pianistas
Member

Re: PENFED GOLD VISA - APPROVED 3YR+ POST BK7

Thank you all. Actually my FICO 8 for Equifax is 713. Not that far off from version 9 for me...

Message 5 of 6
Loquat
Moderator

Re: PENFED GOLD VISA - APPROVED 3YR+ POST BK7

@pianistas Congrats on the approval.  I'm sure it's the result of a lot of hard work finally paying off.  Feel free to share your good news in the Approvals section of the forum if you'd like.

Message 6 of 6
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