It might be what you said a trap. Sync is a hard one to nail down when they let you back in. I get the your pre approved for the PP regular card everytime I login to eBay. Hey dummies I already got the better PP MC. Tired of the splash page. Marketing at its best. 
@Blayzmoon wrote:I know this is an old thread, but wanted to respond in case anyone else searches for this subject in the future. I burned Synchrony PayPal credit for >$11k Filed July 2020, discharged Oct 26, 2020. Today they sent me a pre-approval offer and I decided to try. I was approved for $3,100.
So, I tried to apply for PayPal credit today on a whim when I was already on the PayPal site for something else. No go, but I don't think they even ran my credit to deny me, so at least no inquries out of it. lol I burned them for probably right under 4k, but it did get charged off prior to filing, so that might have been part of my issue.
