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Paypal prequal after synch burned badly?

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Frequent Contributor

Paypal prequal after synch burned badly?

Been getting ‘pre/approvals’ for paypal cash back mastercard after dc. Its gotta be a trap. I burned them badly. $25k-ish

Any chance of being a legitimate offer?
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Super Contributor

Re: Paypal prequal after synch burned badly?

It might be what you said a trap. Sync is a hard one to nail down when they let you back in. I get the your pre approved for the PP regular card everytime I login to eBay. Hey dummies I already got the better PP MC. Tired of the splash page. Marketing at its best. Smiley Wink

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New Member

Re: Paypal prequal after synch burned badly?

I know this is an old thread, but wanted to respond in case anyone else searches for this subject in the future. I burned Synchrony PayPal credit for >$11k Filed July 2020, discharged Oct 26, 2020. Today they sent me a pre-approval offer and I decided to try. I was approved for $3,100. 

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New Contributor

Re: Paypal prequal after synch burned badly?


@Blayzmoon wrote:

I know this is an old thread, but wanted to respond in case anyone else searches for this subject in the future. I burned Synchrony PayPal credit for >$11k Filed July 2020, discharged Oct 26, 2020. Today they sent me a pre-approval offer and I decided to try. I was approved for $3,100. 


So, I tried to apply for PayPal credit today on a whim when I was already on the PayPal site for something else.  No go, but I don't think they even ran my credit to deny me, so at least no inquries out of it. lol  I burned them for probably right under 4k, but it did get charged off prior to filing, so that might have been part of my issue.  

CH7 Filed 05.01.2020; Discharged 10.21.2020

10.22.2020 FICO8 Scores: EQ 615 TU 560 EX 581
11.09.2020 FICO 8 Scores: EQ 634 TU 620 EX 612


Rebuild progress: Kohl's, CreditOne
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