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@Anonymous wrote:
Does PenFed usually approve membership if my chapter 13 is only a year old? Want to get my foot in with another credit union that is bk friendly. I know they pull EQ for membership and that's my highest score at 598.
They will most likely only give you a savings account, but not a checking. You have to have a certain credit score in order for them to deem you worthy for a checking account. Risk based lending starts with them at 621 for the lowest tier for loan products.
HAHA NICE.
@Anonymous wrote:
@Anonymous wrote:
Does PenFed usually approve membership if my chapter 13 is only a year old? Want to get my foot in with another credit union that is bk friendly. I know they pull EQ for membership and that's my highest score at 598.They will most likely only give you a savings account, but not a checking. You have to have a certain credit score in order for them to deem you worthy for a checking account. Risk based lending starts with them at 621 for the lowest tier for loan products.
Depends...They gave me one with savings opening, and the $500 thrify CLOC. Ive since then closed the checking/CLOC because I had too many checking accts at various institutions, and was hard to keep up with it all...So I just have my CC $5k, and savings with them now.