@anniea4001 wrote:
@moncsicsi not really. I just put $50 here and there. I have not put any more money into it in several months now. But I have read of people who only put $5-10 when they opened the account and they were still approved weeks or months later. So I dont think that the amount of money you have in the account has anything to do with the apporval.
I opened a savings account with penfed in may with 15 bucks, let it gain cobwebs and then applied for the Penfed Power Cash Rewards card in december and was instantly approved for 7500 at 17.99
{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000
>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
