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Phantom "recent missed payment" on TU?

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Re: Phantom "recent missed payment" on TU?

I doubt it will go away. I've been spending about 5 hours this week dealing with a similar thing. The problem is that a lot of the time, those accounts keep reporting after the BK, even though they are closed. I've had to call and deal with some very slow people on the uptake to get that fixed. Bottom line is that you have to make them understand that you can't have a derogatory mark on an account after it was discharged in BK. If you hit a wall, keep asking for a manager until someone helps you. Ultimately a guy at Experian told me that the date when the BK got started got changed on the report for that account. Now I get to fix my wife's file next. >.<

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