cancel
Showing results for 
Search instead for 
Did you mean: 

Phantom "recent missed payment" on TU?

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Valued Member

Re: Phantom "recent missed payment" on TU?

I doubt it will go away. I've been spending about 5 hours this week dealing with a similar thing. The problem is that a lot of the time, those accounts keep reporting after the BK, even though they are closed. I've had to call and deal with some very slow people on the uptake to get that fixed. Bottom line is that you have to make them understand that you can't have a derogatory mark on an account after it was discharged in BK. If you hit a wall, keep asking for a manager until someone helps you. Ultimately a guy at Experian told me that the date when the BK got started got changed on the report for that account. Now I get to fix my wife's file next. >.<

Message 11 of 11
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.