I would not apply for Venture at this time unless you are preapproval.
Venture has a $5k minimum starting limit.
GL!
Ditto what other posts have stated.
I'd try the prequal for Discover, possibly accepting their secured card which is known for potential graduation at 7+ months.
If you're a member of a good credit union locally or a national CU like NFCU or PenFed, they're known to like post BK consumers.
Navy has a great secured card that is known for graduation around the 6 month mark and to a CL of 2k...some who have over 2k security deposits have reported matching/higher than 2k unsecured limits when the account graduates. If you want an unsecured card from Navy, their policy (last I checked) was no unsecured credit for 12 months and even then it's a max of 1k until 2 years post discharge...unless, of course, it's like their secured card that graduated where you have a post bk established relationship.
PenFed, on the other hand...we've had a few members post getting approved for their PCR card at 7+ months post BK with 3.5k+ CL's.
Now...do you have an installment loan reporting? It's ideal for optimal credit mix. If you do, disregard this. If not, read below...
NFCU has a great SSL product and if you do $1,001+ you can do a term of 18 months. The best part is you can pay your loan down to 8.9% (optimal loan balance...or less) to avoid most interest and it also prepays your loan so you'll be building installment credit without worrying about missing a payment. It's a low single-digit interest rate...and again NAVY is great!
There are other installment loan products tailored toward BK consumers like Self.com and Kikoff.com
Self.com is decent.
Kikoff.com is great for numerous reasons, but (as of now) only reports to Experian. With Kikoff.com, they verify your identity, loan you $12, you repay @ $1/month. Simple as that. No fees. No hoops.
I hope this gives you some insight on your credit rebuild and immediate future for that...
Best of luck!
