I have some inaccuracies on my cr (go figure). I filed a chapter 13 and I am close to being with it, hopefully within the next 3 months.
I have some CC that are showing as either charged off or 120 days late even though I did include them in my chptr 13. They show balances, so my question is this: Is it better that I dispute them and ask that they say "Wage earner's" or "Included in Bankruptcy"? I have noticed that balances keep your FICO higher, so I wanted to ask about this before doing anything.
Also, on EQ and TU my past mortgage through Wells Fargo is showing as 120 days past due while my status on EX is showing included Bankruptcy. Should I dispute the TU and EQ status message? This mortage was paid in full as I sold the home while in my chapter 13.
Any advise would be greatly appreciated!!! Thanks everybody
J
Message Edited by nordsman71 on
01-23-2008 08:38 PM