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I had a BK discharged Dec 6, 2019. I app'ed for a lot of cards with little luck, so I have close to 37 inquiries as of 2/18/21.
My current Ficos are EQ- 647 TU-665 EX-676
I currently have
Kays - 3000
Khols - 700
Ulta - 500
J Crew - 250
Express - 250
Victoria - 300
First Premier - 400
2.0 First Premier - 700
Lexus Lease
Personal Loan
I know I have a lot of store cards, but I shop at all of these stores. I pay in full each Month! I think for right now I need to hold off on apps and let my cards grow. I just got very excited when I started seeing approvals. Any other suggestions?!
Maybe join some Credit Unions that offer SP membership?
CU's to join for Savings Rate now and possible Credit Products later!
Apply for a secured credit card from a major bank; most have limits upwards of $5,000, and at least one, Wells Fargo, has a limit of $10,000.