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Remove Collection Account after Chapter 7 Discharge

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WhiteBlacktop
New Member

Remove Collection Account after Chapter 7 Discharge

Hi everyone,

 

I was just discharged and have two collections on my transunion only. Is there any way i can have those collection accounts removed eventhough it was IIB and not paid? Both accounts are from cavalry porfolio and show $0 balance but would love to get it removed completely.

9 REPLIES 9
FireMedic1
Community Leader
Mega Contributor

Re: Remove Collection Account after Chapter 7 Discharge

When were you DC"ed?


Message 2 of 10
WhiteBlacktop
New Member

Re: Remove Collection Account after Chapter 7 Discharge

about a month ago.

Message 3 of 10
kiea
Frequent Contributor

Re: Remove Collection Account after Chapter 7 Discharge

Try disputing them.  There is no guarantee but all of my collections were deleted after I filed.  

Start of rebuild July 2021

January 2022
Message 4 of 10
WhiteBlacktop
New Member

Re: Remove Collection Account after Chapter 7 Discharge

I will try. My other collections fell off just not these two and they were posted 3 years ago. Must be a cavalry thing 

Message 5 of 10
jcw7209
Member

Re: Remove Collection Account after Chapter 7 Discharge

ask the credit reporting agency to dispute the items, state"dispute verifiability of item listed" result requested delete from report, wait 35 days for results of investigation, continue the process until they are removed

Message 6 of 10
WhiteBlacktop
New Member

Re: Remove Collection Account after Chapter 7 Discharge

edited

Message 7 of 10
FireMedic1
Community Leader
Mega Contributor

Re: Remove Collection Account after Chapter 7 Discharge

@WhiteBlacktopWhat was the final outcome for others to see? Deleted?


Message 8 of 10
WhiteBlacktop
New Member

Re: Remove Collection Account after Chapter 7 Discharge

They all dropped off automatically. My report is now clear of all derogs 

Message 9 of 10
FireMedic1
Community Leader
Mega Contributor

Re: Remove Collection Account after Chapter 7 Discharge


@WhiteBlacktop wrote:

They all dropped off automatically. My report is now clear of all derogs 


Congrats @WhiteBlacktop . Nice!


Message 10 of 10
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