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Rental Cars and Chapter 7

runnertoday
Established Member

Rental Cars and Chapter 7

Wondering what others experiences have been with the different rental agencies and credit checks when you use a debit card.

 

I know the various rental agencies will put a hold on maybe $200 or so when you rent.  That's fine easy to deal with.

 

I'm curious specifically about experiences with credit checks and renting a car?  Currently I'm below 600 with my score for obvious reasons.  I've heard Enterprise and Avis may not do credit checks?  Anyone have any direct experience with this?

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StartingOver2018
Frequent Contributor

Re: Rental Cars and Chapter 7


@runnertoday wrote:

Wondering what others experiences have been with the different rental agencies and credit checks when you use a debit card.

 

I know the various rental agencies will put a hold on maybe $200 or so when you rent.  That's fine easy to deal with.

 

I'm curious specifically about experiences with credit checks and renting a car?  Currently I'm below 600 with my score for obvious reasons.  I've heard Enterprise and Avis may not do credit checks?  Anyone have any direct experience with this?


Correct about Enterprise but I always keep my reports frozen so they can't get pulled anyway. I just used Enterprise for 4 weeks a few months ago. No issues except for the excessive hold on my credit card.

BK CH7--Filed September 25, 2018--D/C Jan.4, 2019
{FICO8 Feb.12, 2019--TU 580--EX 600--EQ 626}

Credit One Visa CLOSED by me May 2020!! :-)($500 now $700) Nov. 2018
SelfLender (2 year) Nov. 2018
Capital One Platinum MC ($2000 now $2500) Jan. 2019
Target RedCard ($500 at 4 months $800 six months later $1900) April 2019
Venus Comenity ($500 now $1500) May 2019 no HP
Ann Taylor Loft MC ($1000) June 2020 no HP
Overstock ($350 now $2350) June 2020 no HP


FICO 8 SCORES: 06-04-2020633 TU656 EX652 EQ
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fishyspice
Established Member

Re: Rental Cars and Chapter 7

In my experience it depends on the individual rental car place, not the company per se.  There's no single rule for Enterprise.  Different locations have different policies.

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