If you have paid off those accounts that would have been included in the bk, then your credit should be on the rebound. You might goodwill the lates from those companies that you paid off and see if they would remove the lates etc. That is too bad. But usually in a chapter 7, your financial picture is the day of filing and the look back is 6 months, not the look forward. I wonder if you didn't meet the means test criteria in the first place? And I am surprised that the US trustee didn't force the conversion. Usually a chapter 7 is converted, not dismissed. But you are stuck now. I would network and see if a friend of a friend knows someone that would rent to you also.