Plenty of people have done it. In most instances people were approved once pif and/or they hit the time restriction. Others didn't pay and we're willing to wait up to 10-20 years to get back in. Paying just shortens the time on the blacklist. But there's no guarantee. Depending on your past with them, they could still blacklist you for a bit longer. There have also been 2 instances I've read about on here about people being permanently blacklisted. It really just boils down to do you want to roll the dice to speed up the process and be out that money you're not legally obligated to pay.
