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Reporting a bankrupty on a credit check application

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Anonymous
Not applicable

Reporting a bankrupty on a credit check application

If a bankruptcy has been discharged over 10 years, do I need to report it on a credit check application even if the application asks if you have "ever" filed for a bankrupty?  If yes, since the bankruptcy is legally removed from your credit report in 10 years can they use that information against me?
Message 1 of 3
2 REPLIES 2
rockymtngrl
Frequent Contributor

Re: Reporting a bankrupty on a credit check application

You should answer honestly. Even if it is no longer on your credit report it is still on public record and if they do a public records search it will show up.
Message 2 of 3
Anonymous
Not applicable

Re: Reporting a bankrupty on a credit check application

you can try leaving the question blank, just skipping over it.
Message 3 of 3
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