This is my exact problem right now! I hope you don't mind, but I am going to use your letter as a guide to possibly have mine removed. I am at the 7 year mark on a dismissal and they customer service reps in the "Phillipines" states that I would have mine for 10 years. They are removed from both TU and EX.
I will report back with results as soon as I get them. I am hoping to buy a house and car soon!
Deleted BK 13 dismissal as of yesterday!!!!
Thanks Original Poster! The information you supplied helped a great deal! WTG!