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I jumped the gun and got a secured card before my discharge. Iv been discharged for about a month now and im sitting in the low 600s, my EX 8 score hit 635 this morning. Up over 100 points from Nov.
You are around where I was when I was dc'ed, and immediately apped for and received Cap1 Plat (not secured) and Disco (secured). Check my rebuilding thread if you want more details, but I think you're safe to check prequal for at least disco. I would hold off on Cap1 for at least 6mo, personally since they were IIB, but they are somewhat forgiving. Look into a local CU, they may be open to you. Check the BK friendly cards thread for more. MANY congrats, and best of luck!
What kind of card did they give you? They gave me the quicksilver for 300.