Hi there. I am new to this but working diligently in "cleaning up my reports". My scores were a range from 531-568 4 weeks after filing on Oct 14, 2014. I should be discharged January 9, 2014. I noticed several items have been changed to IIB, zero balance....... my scores were raising... but then all of a sudden fell as more accounts updated to this status. Transunion dropped 71 points from one account! I was very disappointed. I watch it daily, but still have many accounts that I am waiting for the 30 day investigation to complete and change over.
My question is: Is this how it is supposed to be? Do the scores fall while you are waiting on discharge and increase after discharge? What kind of score can I expect 2 weeks post discharge if my credit report is all cleaned up?
Any comments are truely appreciated
