So, I'm approaching 1 year post discharge of BK7. My credit score currently is hovering around the same since April. I should see some increase in score within the next two years weeks after paying down some credit card balances, they were reported high. So my utilization will come down.
I travel for business every month, one week at a time, sometimes two weeks a month. Each trip I go on will be about $1,000-$1,500 of business expense, including airline fares, car rental, hotel, and food (restaurants). I have American Express Corporate card, they are not on my credit report because it was issued by the company, I'd assume.
I often fly using American Airlines. I see that Barclay is currently offering AAdvantage Aviator Red World Elite Mastercard and AAdvantage Aviator Business Mastercard. But I'm afraid I may not qualify with them. I tried one of the Barclay cards several months ago after 6 months DC, was denied on recon due to limited revolving credit history. What is the likelihood of my approval this time around?
I do also see that American Airlines offer credit cards issued by Citibank. I never had any cards with Barclay or Citibank, nor did I have them IIB.
Even if getting travel cards are not possible, what are my alternative choices? I had Chase, 2x CapitalOne, and Discover cards, they were IIB.
How about CapitalOne Venture Travel Rewards? Credit level needed for it would be excellent - I obviously don't fall in that category. I'm looking for something that yields more rewards/perks, if possible.
If I have no choice, I guess I could settle for CapitalOne's QuicksilverOne with 1.5% cash back on every purchases.
Can I try Barclay first, if denied on recon, I can try CapOne's QuicksilverOne then? Even if I haven't gotten any pre-quals in mail? I got a several, but definitely not CapOne yet.
@J-F168 wrote:I if Barclays was included in BK it's a big NO! My first airline was CheapOair by sync.
I mean, I reviewed my credit report pulled today thru myFICO, I used to have Barclay many years ago, but they were closed on good standing for some reasons I do not recall. Definitely were never included in bankruptcy.
