Sooooo close.

[Anonymous]

Ugh

[Anonymous]

I know the feeling.  Have you tried checking the deadline tab?  On my report, it says the due date is 6/6, so we hope by next week we will hear something.

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[WD2005]

That's nothing. Try doing a Chapter 13 for 5 years and then have to wait 3-4 months for a discharge

[Anonymous]

Monday I should see the discharge.  It has been a long two months. 

[Guyatthebeach]

Hang in there. You are so close.  

Guyatthebeach

[Anonymous]

Update.

I received my discharge on 6/4.  The next day the case was closed.

On Thursday, 6/6 I got a car loan for a brand new 2020 Kia Soul Ex.  Loan was through Ally Bank...the APR is high, 15%...but I'm looking forward to refinancing down the road. 

The stress is gone.  Thanks for your help everyone. 

[Velar_nyc19]

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@Anonymous wrote:

Update.

I received my discharge on 6/4.  The next day the case was closed.

On Thursday, 6/6 I got a car loan for a brand new 2020 Kia Soul Ex.  Loan was through Ally Bank...the APR is high, 15%...but I'm looking forward to refinancing down the road. 

The stress is gone.  Thanks for your help everyone. 

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Can you give details on that loan approval ? 

[Anonymous]

I'm not sure what else to say.

I had a few approvals...but they were higher APR's.

Ally Bank, 15%, 72 months.  I put 1,000 down and financed 23,500.  

My credit score was really good after bankruptcy.  It ranged from 660 to 710. I had a Town Fair Tire credit card with 3k limit that had a zero balance and it didn't get closed when I filed...I think that helped me. 

I'm just focused now on getting my credit history to stabalize so I can refinance down the road. 

[Anonymous]

@lisbonm1 - Congratulations!  Better days are ahead.